
There's no doubt 2020 has been a challenging year. A global pandemic coupled with an economic recession has caused heartache for many. However, it has also prompted more Americans to reconsider the meaning of home. This quest for a place better equipped to fulfill our needs, along with record-low mortgage rates, has skyrocketed the demand for home purchases.
This increase in demand, on top of the severe shortage of homes for sale, has also caused more bidding wars and thus has home prices appreciating rather dramatically. Some, therefore, have become cautious about buying a home right now.
The truth of the matter is, even though homes have appreciated by a whopping 6.7%...

Through all the challenges of 2020, the real estate market has done very well, and purchasers are continuing to take advantage of historically low mortgage rates. Realtor Magazine just explained:
While winter may be typically a slow season in real estate, economists predict it isn't likely to happen this year…Low inventories combined with high demand due to record-low mortgage rates is sending buyers to the market in a flurry.
However, one challenge for the housing industry heading into this winter is the dwindling number of homes available for sale. Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), recently said:
“There is no shortage of hopeful, potential buyers, but ...
![Tips to Sell Your House
Safely Right Now [INFOGRAPHIC] | MyKCM](https://files.mykcm.com/2020/11/12090934/20201113-MEM-382x600.png)
Some Highlights
- Your agent now has over 6 months of experience selling houses during the pandemic and can make the process easier and safer for you today.
- COVID-19 protocols and technology usage recommendations from the National Association of Realtors (NAR) are making it possible to sell houses right now, while agents continue to abide first and foremost by state and local regulations.
- Let's connect to discuss how to sell your house safely in today's housing market.
Contact the Gold Country Modern Team, your Amador County real estate connection, for assistance buying or selling a home in the Gold Country.
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In today's real estate market, the buzz is all about how it's a great time to sell your house. Buyer demand is high, and there simply aren't enough homes available to buy to meet that growing need. This means now is the time to make a move so you can close the deal on your ideal terms.
Even in today's strong sellers' market, there are homeowners who are choosing not to sell due to ongoing concerns around the health crisis, financial uncertainty, and life in general. According to Zillow, here are the top three reasons homeowners who are thinking of selling sometime in the next three years are not putting their houses on the market right now:
- 34% – Life is too uncertain right now
- 31% – Financial uncertainty
- 25% – COVID-19 health concerns
If you identify with any of these, you're not alone. Whether it's the future of your employment situation or simply being uncomfortable having guests in your home for showings, life feels a lot different than it did at this time last year. The good news is, real estate professionals...
![Making a Home for the Brave
Possible [INFOGRAPHIC] | MyKCM](https://files.mykcm.com/2020/11/05133615/20201106-MEM-366x600.png)
Some Highlights
- VA Home Loans provide unique opportunities for Veterans, active-duty personnel, and their families in recognition of their service to our Nation.
- For eligible individuals, options associated with VA Loans can help make the dream of homeownership a reality.
- If you or someone you know may benefit from a VA Loan, let's connect to answer your questions today.
Contact Gold Country Modern Real Estate, experienced Realtors in Amador County, for help purchasing or selling a home in Amador County, California.
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According to the U.S. Census Bureau, median rent continues to rise. With today's low mortgage rates, there's great opportunity for current renters to make a move into homeownership that stretches each dollar a little bit further.
While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting or is it time for me to buy? The answer depends on your current situation and your future plans, so here are some thoughts to help you decide if you're ready to own a home of your own.
1. Rent Will Continue to Increase
This is one of the top reasons why renters decide to move because in most cases, rent will continue increasing each year. As noted above, the U.S. Census Bureau recently released its quarterly homeownership report, and as the graph below shows, median rent is climbing year after year. When you own a home, you'll lock in your monthly payment for the life of your loan, creating consistency and predictability in your payments....